While waiting for the Stimulus Package to unwrap, it's money and how to hold on to it that's in the forefront. Let me point to a good cause for self-discipline...
...best money-saver is eating home and passing up the frequent, quickie, no-time-to-cook-tonight $20. a person dinners. Whatever happened to a $3. not-McDonald's sandwich or a $6.50 neighborhood restaurant "blue plate special?" They're gone.
Then too, dinner-out-celebrations are planned for and usually expensive - $35. to $50. a person - some go higher. If you're not on a company expense account...and, they're going south fast - it's cheaper to create a table centerpiece for the dining room or kitchen and live it up on steak, prime rib or lobster...fancy food is a lot cheaper cooked at home and we kiss the cook - no 20% tip involved.
Eat at home and have leftovers to freeze for another day...Times are tough and getting tougher...so, here's the it-pays-to-cook-at-home story in dollars. If you save $10. a day...you save $70. a week. In a year, you've saved, $3650. Plan out the savings for the five years it will take to get out of this financial mess and you've saved $18,250.
Hang on to it and that's a down payment on a nifty foreclosure.