FIND BARGAINS IN STOCKS, HOMES, AUTOS, CRUISES AND SEX

My #8 "think about money, problem solving and power-plays" Personal Day, puts fine wine, stocks, homes, autos, cruises and legal sex sales to mind. I'm thinkin' positive and looking for price cuts...they're around and some are in the strangest places.

I'm waiting to see what China's BYD Auto's electric cars and their competition to Toyota's Lexus and Audi will sell for. China makes things cheap and since September, BYD Auto has Warren Buffet as an investor. So, in August, we can expect to see premium cars - not the usual basic cheapo - now China's auto makers want to compete in premium quality as well as price.

if you've got money...fine wine auctions abound. Put the reds down for a ten year investment and you've got a nest egg. Solid stocks are available cheaper than before and if you've got ten years to allow for growth...buy now...you'll probably be a multi-millionaire at retirement. Home bargains demand big cash down payment, good credit, a job and willingness to enjoy the bargain house for many years. First time time buyers have the edge. Usually young with growing families, they will stay in a house for over ten years. And if you have money and time...too bad few do...cruises are dirt cheap. However, the best buys in a necessary commodity are to be found in Germany, Austria, Greece, Hungary, Turkey and some parts of Australia and Nevada...

...with falling demand for legal prostitution (pros have contracts, health insurance and lobbying groups) cities are losing tax revenue which is a major source of revenues. Innovative houses of prostitution are sponsoring shuttle buses, offering unlimited, all-inclusive FRB (just like the high-rollers get in Vegas) - group sex party rates, - discounts for seniors and taxi drivers and if you're a golfer, you get a special rebate. Berlin's Pussy Club offers a flat rate of about $100. from 10 to 4 daily, for unlimited food, drink and sex. With all their adaptations to the problems of the economy, prostitutes face a damaging threat from amateurs moonlighting from regular jobs on weekends offering sex for less. Without pros benefits, an amateur might not be a bargain.

So, if you're looking for bargains, be positive, check advertising for changing offerings and expect to negotiate, you'll find sellers adapting to falling demand in lifestyle necessities and some - in strange places. On my #8 Personal Day, I'm using it to solve problems.

MADOFF & 21 CLUB MADE YOU ONE OF THE CHOSEN FEW

The secret: Exclusivity: Madoff sold it. However, NYC's successful celebrity hangout, 21 Club did it first. If you were allowed "in" - allowed to give Madoff your money, you didn't have to be Jewish and still believed that you were one of a few of "the chosen few." Gentile or Jewish, if you were acceptable through the peephole and got into the original, Jack and Charlie's Speakeasy in the 1920's - then after prohibition, got a lunch reservation at their legal venture, 21 Club, you were "in" - one of "the chosen few." The key to success: Make it exclusive, they won't ask questions and, they will buy.

Exclusive and expensive: The 21 Club restaurant could be empty...nobody who was a nobody got in and even if you were a "somebody", you called again - waited humbly if you were refused a reservation. When told that there they were booked to capacity, you salivated to be part of the those allowed "in." Nobody cared what a 21 Club lunch burger cost even before business expense accounts covered the bill. Nobody checked into how Madoff was making "somebody's" at least 9 to 10 % in up and down stock markets. It seems that to be a "somebody", nobody investigates when trying to get "in."

In this failing economy when even French sex toys aren't selling and 46 states are desperately selling confiscated jewelry and slot machines on www.govdeals.com , the new breed of hungry to be "in" the black, "can't find a job so, I'll start my own business" entrepreneurs could take a look at these successful status-aware snobs who attracted successful greedy snobs: Make it exclusive, they won't ask questions and they will buy.